Bank observes 100th year in EL
The building occupied by National Exchange Bank & Trust in downtown Elkhart Lake has served the community as a banking office for 100 years.

National Exchange Bank & Trust is celebrating its 100th year as a community leader in Elkhart Lake this August.

National Exchange Bank & Trust sits in the heart of downtown Elkhart Lake. “The bank on the corner” is rich with history. The office served as the first and only bank in Elkhart Lake for 88 years, opening its doors on Aug. 15, 1907.

The office was unique in the fact that it had a rental property upstairs. Throughout the years it served as a law office and as the main office for Road America.

To commemorate 100 years, the bank invites customers to celebrate throughout its anniversary week with prizes and a celebration at Downtown Night. The bank has served as a cornerstone of the community for years and will continue to contribute to the future of Elkhart Lake’s success.

A community leader

The bank certainly has proven its tenure, but so has the staff of the Elkhart Lake Office, offering friendly service and community support through involvement. Staff members generously volunteer their time, and the bank offers monetary support, especially to youth and family organizations.

Assistant Vice President Mary Beth Nichols visits Elkhart Lake Elementary School annually to offer “Teach Children to Save Day” presentations, brat frys have been held to benefit local youth organizations, and staff are involved in the Elkhart Lake Chamber of Commerce.

Progress unites tradition and change

The bank celebrates history as it nears 100 years and tradition as a community leader, but it also welcomes the advancements made in the past year including an expanded line of products and services.

Online Banking

For the security and protection of internet banking users, Secure Sign On was recently introduced to the bank’s Exchange OnLine Program. The new program provides a step during log on for the customer to verify it is truly the bank’s site, and the bank to verify that it is truly the customer.

Consumers also saw a change in the layout of Exchange OnLine that made it easier to navigate and use the program, including an enhanced Customer Service section.

“Our Exchange OnLine program offers the convenience of 24-hour banking. We were the first community bank in the area to offer this program and feel it has truly improved banking services for many customers with a busy lifestyle,” Nichols said.

Business services

Another new program for businesses is the bank’s Merchant Check Capture Program. Merchant Check Capture allows business customers to image-capture check payments at their business location and, over a secure internet connection, electronically deliver the images to the bank for deposit into their accounts. National Exchange Bank & Trust introduced the Merchant Check Capture Program in October 2006.

“This service is up-and-coming, and in the near future, I see it being a very popular way to make deposits quickly and easily no matter where the business or its satellite offices are located. The bank has done a wonderful job of keeping up with ever-changing advancements in the business world,” Business Services Specialist Jenn Rahn said.

In the years to come the bank will strive to continue to support the community and to offer the most up-to-date banking services available to consumers and businesses. For more information, visit the bank’s Web site at