CSB shining example of neighborly banking

For more than 100 years, Cleveland State Bank (CSB) has been providing financial solutions and friendly, personal service to friends and neighbors in the local communities.

CSB is an unwavering strength in the community and an example of what genuine neighborly banking is about. Just like 100 years ago, decisions are made by bank representatives who grew up or have chosen to raise families in the area communities.

CSB progressively looks at banking and the future needs and wants of clients — utilizing tools to make life easier and more productive, while still securing your financial future. Whether you are 18, 32, 65, 98, or anywhere in between, CSB has the financial and investment products, and services to meet your needs — plus a staff of experienced banking professionals to help you.

Personal banking tools

CSB has a wide array of personal banking products available to you 24 hours a day, seven days a week. Connect to your personal accounts with online banking, bill pay, or mobile money via your mobile phone. For personal face-to-face service, two convenient offices are located in Cleveland and Howards Grove.


Lenders at CSB put the needs of their clients first. Personal attention is given to get you the best loan that is also affordable and financially viable. CSB lenders make the decisions about your loans – there is no need for waiting for a decision to come from a corporate office. For even faster service, speak to a lender to get prequalified for your home purchase. If you own a home already, check with a lender to see if a refinance of your mortgage makes sense. Rates remain extremely low. NEW at CSB — Apply Online! Also, check out the “Mortgage Check List” to make the applica- tion process even faster.

Business banking built for you

At Cleveland State Bank, you will get a business account that is specifically tailored for your business. Simply bring in your last three bank statements from your current financial institution and a CSB Business Banker will review and create a proposal that fits your business needs — utilizing multiple banking solutions available!

CSB continues to help small businesses thrive. Their Business Bankers are experienced in commercial, agricultural, and municipal accounts and lending. CSB Business Bankers also know how busy small business owners are so they can make it easier and come to you.

Cleveland investment center

Whether you are a business owner or you want to review your personal portfolio, Call CSB to set up a no-obligation review.

Community support

Cleveland State Bank has always been a strong supporter and contributor to area organizations, activities, and events — and our staff contributes hundreds of hours of service each year to these same organizations, activities, and events. This is our way of helping our friends and neighbors, and thanking them for their continued encouragement and support.

If you have any questions about CSB’s products and services visit www.bankatcsb.com. The site is written by CSB employees and offers multiple tools beyond online banking tools. Check out CSB’s Learning Tools, Fraud Updates, Lakeshore Cruiser trips, Community Links and much more.